DTI & Affordability

Maximum home priceenter income and available funds

What this means

Enter your income and debt details to calculate affordability

Current DTI

0.0%

Income & Debts

Gross Annual Income

Total Monthly Debts

Credit cards, car loans, student loans, etc.

For down payment, closing costs, and reserves

Closing Cost Rate

Typical: 3-4%

Post-Closing Liquidity

Reserve months of total costs

Interest Rate

Loan Term

Typical: 30 years

Monthly Property Taxes + HOA

Annual Insurance

Down Payment (20%)$0

Closing Costs$0

Liquidity Reserve$0

Total Required

Remaining Cash: $0

Principal & Interest$0

Taxes & HOA$0

Insurance$0

Total Monthly

Monthly Income

Current DTI0.0%

0%36% Ideal50%

Housing DTI0.0%

0%28% Target40%

Total DTI Ratio0.0%

Excellent (≤36%)Acceptable (≤43%)High (>43%)

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